2476 CDBG Agreement for Rehab/Reconstruction - 1419 S Bell StThis Instrument Prepared By and Return To:
Andrew Thomas
Community Relations &
Neighborhood Engagement Director
Office of the City Manager J �vvlll
300 North Park Avenue, Q
Sanford. Florida 32771
Tax Parcel Identification Number: 36-19-30-515-OKOO-0590
GRANT MALOY, SEMINOLE COUNTY
CLERK OF CIRCUIT COURT & COMPTROLLER
CFN# 2023023772 Bk:10406 Pg:79-104(26Pgs)
REC: 03/16/2023 8:47:37 AM by jeckenroth
RECORDING FEES $222.50
CITY OF SANFORD/HOMEOWNER AGREEMENT FOR HOUSING
REHABILITATION OR RECONSTRUCTION WITHIN THE CITY OF
SANFORD FUNDED BY COMMUNITY DEVELOPMENT BLOCK GRANT
THIS AGREEMENT is made and entered into this-itr"ay ! of ,
2018, by and between Willie Mae Anderson, whose address is 1419 Srfh Bell Street, Sanford
Florida 32771, (hereinafter referred to as "OWNER"), and CITY OF SANFORD, apolitical
subdivision of the State of Florida, whose address is, 300 North Park Avenue, Sanford, Florida
32771 (hereinafter referred to as "CITY").
WITNESETH:
WHEREAS, The City of Sanford is a body corporate and politic established under the
Florida Constitution and the Laws of Florida, and is authorized to, among other things, accept and
administer grants from State and Federal authorities to enhance the quality of life in city of Sanford;
and
WHEREAS, the City of Sanford (hereinafter referred to as "CITY") has made
application, submitted a plan for receipt of Community Development Block Grant ("CDBG")
Program finds and entered into a contract for receipt of fielding from the United States
Department of Housing and Urban Development ("HUD"). for use in the rehabilitation or
reconstruction of residential property with the goal of expanding the supply of decent, safe,
affordable housing for low-income persons, pursuant to Title I of the Housing and Community
Development Act of 1974, as amended; and
WHEREAS, OWNER has submitted an application to the CITY for financial assistance
to make necessary repairs to OWNER's principal residence which is currently not in compliance
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with the applicable housing code standards and Seminole County's Rehabilitation Standards; and
WHEREAS, Section 163.01, Florida Statutes, known as the `T7orida Interlocal
Cooperation Act of 1959", authorizes local governments to make the most efficient use of their
powers by enabling them to cooperate with other localities on a basis ofmutual advantage and thereby to
provide services and facilities that will harmonize geographic, economic, population, and other factors
influencing the needs and development of local communities; and
WHEREAS, COUNTY entered into an Interlocal Agreement with CITY for the purpose of
allowing COUNTY to administer all phases of CITY's CDBG program including planning,
administration, reporting and activity delivery that pertain to, or are applicable to CITY as stated under
the terms and conditions of CITY's Consolidated Plan; and
WHEREAS, CITY, an entitlement jurisdiction, has been awarded CDBG funds from HUD, and
receives an annual allocation to be used predominantly for activities to benefit low and moderate income
individuals and households; and
WHEREAS, CITY has adopted certain CDBGprogram goals, fully described in the 2015-20
City of Sanford Consolidated Plan, including, but not limited to, the provision ofhousing rehabilitation
for owner -occupied housing units; and
WHEREAS, COUNTY has evaluated OWNER's application for said financial assistance and
finds that OWNER is income -qualified for such assistance and hereby evidences COUNTY's approval
of theapplication;and
WHEREAS, by recording this Agreement, the CITY evidences the COUNTY's and the
CITY's approval of the provisions hereof.
NOW, THEREFORE, the parties, in reliance upon the foregoing recitals and in
considerationof the mutual promises and covenants set forth herein, agree as follows:
Section 1. Recitals. The statements contained in therecitation of facts set forth above are true
and correct and arehereby incorporated in and madepart ofthis Agreement.
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Section 2. Purpose. The purpose of this Agreement is to set forth the mutual performance
obligations and responsibilities ofCITY and OWNER in regard to CITY's use of CDBG funds in the
form of a deferred -payment loan to OWNER's for rehabilitation or reconstruction of OWNER's
principal residence, hereinafter, the 'Property".
Section 3. Terms ofCDDGProgram Mortgage Funding Assistance.
(a) CITY shall, subject to continued legal availability of CDBG program funds, provide
OWNER with a zero percent (0%) amortized deferred payment loan in the amount of
$148,815.00 in CDBG funds, hereinafter "the designated funds". The purpose of the loan is to
provide funding sufficient for rehabilitation or reconstruction of the Property in accordance with
Exhibit A (Scope of Services) and Exhibit B (Project Budget) hereto, hereinafter the 'Project". As
a precondition to receiving such funding assistance, OWNER shall execute a mortgage conveying
to CITY a mortgage interest in the Property, securing a promissory note payable to CITY in the
amount of the designated Project funds, hereinafter collectively the 'Mortgage". Forms of the
Mortgage documents are attached as Exhibits C to this Agreement.
(b) The Mortgage shall be forgiven by CITY provided that OWNER maintains the subject
Property as his/her principal place of residence and comply with all of the other terms and
conditions therein for a period of 30 ears from the recording of the Mortgage documents (the
'Affordability Period'). Said Mortgage documents shall be prepared by CITY, executed by
OWNER and recorded in the Official Records of Seminole County.
Section 4. Time for Completion. The Project services to be performed under this
Agreement shall commence on or about May 1, 2018 and shall be completed on or about
October 30, 2018, or as soon as practicable thereafter.
Section 5. Property and Owner Eligibility.
(a) The estimated value of the Property, after rehabilitation or reconstruction, must not exceed
ninety-five percent (95%) of the median purchase price for the area as set forth in the HUD Purchase
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Price/After-Rehabilitation Value Limits, a copy of which is attached as Exhibit D hereto.
(b) OWNER's family must qualify as a low-income family at the time CDBG funds are
committed to the Project. A low-income family has a household gross income from all sources that
does not exceed eighty percent (80%) of the median family income within the Orlando/Sanford
Metropolitan Statistical Area. OWNER hereby reaffirms that as of the date of this Agreement,
his/her gross household income remains at or below the above stated limit.
Section 6. Additional Funding Sources. OWNER must disclose any and all assistance
received for performance of any portion of the scope described in Exhibit A of this Agreement,
including, but not limited to, funds from any source, work of any kind, or relocation assistance.
OWNER must list the provider and provide the type and amount any such assistance on a separate
form as required by COUNTY.
Section 7. Ownership of Property. OWNER represents and agrees that he/she has fee
simple title to the Property benefitting from the financial assistance under this Agreement and
agrees to occupy the Property as his/her principal residence for the affordability period described
in the Mortgage and Note. The address and parcel identification number of the Property are as
follows:
Property Address: 1419 S Bell Street, Sanford, Florida 32771
Parcel Identification No.: 36-19-30-515-OK00-0590
Section 8. Condition of Property. The Property is presently in violation of HUD's
Minimum Property Standards, the Florida Building Code or other applicable codes and is in need
of the repairs, improvements and alterations set forth and described in the attached Scope of
Services (Exhibit A). The work, material and equipment installedShall meet the Florida Building
Code, all other applicable codes, the Seminole County Rehabilitation Standards, attached hereto
as Exhibit E.
Section 9. Payments and Change Orders. COUNTY shall make all payments for
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Project services directly to the selected contractor. No advance payments for labor, services or
materials will be made. Disbursements will be made based on the progress of the job pursuant to
the terms and conditions of a separate agreement between the contractor and COUNTY. OWNER
shall have no authority to unilaterally alter or amend the Project Scope of Services described in
Exhibit A hereto or any work performed by the contractor as authorized by COUNTY. No
changes or alterations in the plans, specifications, exhibits, addenda and other drawings, or any part
of the Project services or any changes to the Agreement between COUNTY and the selected
contractor shall be valid or otherwise enforceable unless reduced to writing and signed by the
contractor and signed and approved by COUNTY.
Section 10. O"ER's Duties and Responsibilities.
(a) If determined by CHY to be necessary due to the extent of the rehabilitation, OWNER shall
be responsible for timely obtaining temporary living accommodations as may be necessary to allow
the rehabilitation work to proceed. OWNER shall also be responsible for removing personal
Possessions from the areas where work will be performed and for keeping areas accessible so that the
contractor can complete the work. COUNTY shall not be financially liable to OWNER for any
personal injury or loss, damage or destruction of personal possessions arising from any instance or
cause whatsoever as aresult of these requirements.
(b) Before anyrepair work begins on theproperty, OWNER shall participate in a walk- through
with a representative from the Seminole County Community Services Department. The purpose of
this walk-through is to determine, and for OWNER to sign off on:
(1) the scope of work that will be done at the residence;
(2) the contractor's work schedule at the residence;
(3) the specifications, materials and methods that will be used in the CDBG repair; and
(4) the removal of debris and surplus material from the property.
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(c) OWNER shall provide the contractor with access to thepremises, including the use ofpower
and water as needed to complete the repairs. Failure to allow the contractor access may result in
termination of this Agreement and require repayment by the OWNER of any funds advanced to
the contractor on the OWNER'sbehalf
(d) OWNER shall cooperate with CITY to adiieve the goals and objectives set out in this
Agreement.
(e) The property must meet the applicable Seminole County Rehabilitation Standards,
Ordinances and all applicable State and local codes including housing, zoning, fire and building
codes, as amended, for the full term ofthe affordability period.
Section I1. COUNTY'S Duties.
(a) COUNTY's duties under this Agreement are limited to determining OWNER's income
eligibility, determining that the property is eligible for CDBG assistance, selecting the contractor,
approving the scope ofwork to be performed, providing final approval of the completed work, and
rendering direct payment to the contractor for the agreed upon repair.
(b) COUNTY represents that as of the date of this Agreement it has available the designated
CDBG funds to makepayment for the rehabilitation described in Exhibit A, and that it will maintain
on hand such sum to pay for the agreed upon Project services to the Property. Such sum shall be paid
directly to the contractor pursuant to a separate agreement between COUNTY and the selected
contractor.
(c) COUNTY shall not be responsible for any cost overruns in excess ofthe designated funds for
any materials, services or work not expressly authorized and approved by COUNTY as set forth in
Exhibits A and B hereto.
(d) COUNTY shall cooperate with OWNER to achieve the goals and objectives set forth in Exhibit
A, hereto.
Section 12. Right to Enter and Inspect. COUNTY reserves the right to enter or
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visit OWNER'S Property at any reasonable time to inspect and verify the contractor's performance
ofthe services funded under this Agreement. Denials ofentryand inspection rights glallbeabreach
of this Agreement and, at the sole detennination of COUNTY, could serve to disqualify the
OWNER from obtaining any funding assistance hereunder, termination of this Agreement, or
initiation byCITY of legal proceedings to seek recapture of any CDBG funds previously
expended on behalf of OWNER.
Section 13. The Property. Repairs funded hereunder may only be performed on
OWNER's occupied, primary residence, which shall also be OWNER's declared homestead (the
'OWNER's Property"). Commercial, rental, or other types of investment real property are not
eligible for assistance under this Agreement. Accordingly, the address and parcel identification
number of the OWNER's Property benefitting from the financial assistance under this Agreement
is as follows:
Willie Mae Anderson
1419 South Bell Street
Sanford, Florida32771
OWNER hereby represents to CITY that the aforesaid OWNER' Property is now and is intended
toremain ashis/her/their primary residence and declared homestead.
Section 14. Right to Enter and Inspect. COUNTY reserves the right to enter or visit
OWNER' Property at any reasonable time to inspect and verify the contractor's performance ofthe
services funded under this Agreement. Denials of entry and inspection rights shall be a breach of
this Agreement and, at the sole determination of CITY, could serve to disqualify the OWNER from
obtaining any funding assistance hereunder, termination of this Agreement, or initiation by City of
legal proceedings to seek recapture of any CDBG funds previously expended on behalf of
OWNER.
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Section 15. Terra. The term of this Agreement shall commence upon execution of
this Agreement by the parties and shall terminate upon completion ofthe affordability period.
Section 16. OWNER's Indemnification and Release.
(a) OWNER and occupants, individually and collectively, do hereby release and
discharge COUNTY, its agents, officers and employees from any and all claims,
demands, grievances and causes of action of every kind whatsoever including, but not by
way oflimitation, all liability forproperty damages and personal injury of everykind, nature,
or description arising or which may arise hereafter from the CDBG funded rehabilitation
/reconstruction being performed on the OWNER's Property.
(b) OWNER and occupants further agree to indemnify and hold harmless CITY and
COUNTY, its agents, officers and employees from any and all claims, demands, defalcation,
dishonesty and causes of action of every kind and nature by third parties for damages to persons
or property, costs, charges and expenses, including attorneys' fees, which may arise out of,
by reason of, or in any manner grow out of the repair work that is the subject of this
Agreement, fraud, defalcation, dishonesty, the activities of the contractor or its subcontractors,
as well as OWNER's and occupants' own use or misuse of the OWNER's Property
irrespective of intent or negligence whether actual, imputed, or claimed. This Section shall
survive expiration of this Agreement.
Section 1.7. Termination.
(a) CITY may terminate this Agreement at its sole discretion if it determines that
continued compliance with the terms hereof is no longer in the best interest of CITY. In such
circumstances, CITY shall give OWNER at least fifteen (15) days' notice of such intent
to terminate. The notice shall be effective when placed in the United States mail, postage
prepaid, by registered or certified mail, return receipt requested to the address set forth in
Section 22 herein.
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(b) OWNER shall be liable for recapture of funds spent by CITY on OWNER's
behalf if any representation made by OWNER in the Agreement or applications for funding
shall at any time be false or misleading in any respect, or if OWNER is found in non-
compliance with laws, rules, orregulations governing theuse of the funds provided pursuant
to this Agreement.
(c) This Agreement may be terminated by the written mutual consent of both parties.
Section 18. Records. All contracts, correspondence, memoranda and other
documents accumulated, acquired, prepared, orreceived bytheparties hereto created bythis
Agreement shallbe maintained by COUNTY as public records to the extent required by
law. This Section shall survive termination or expiration ofthis Agreement
Section 19. No Third Parties Beneficiaries. This Agreement shall inure to the
benefit of the parties to this Agreement and is for the exclusive benefit of said parties. This
Agreement shall not be deemed to be made for the benefit of any other entity or person
not so specified, including specifically, but not limited to the selected contractor.
Section 20. Compliance with Federal, State, Count , and Local Laws. The parties
shall comply with all Federal, State, County and local laws, regulations, ordinances and
health and safety rules and regulations at all times.
Section 21. Governing Law and Venue.
(a) In the event of a dispute related to any provision of this Agreement, including
performance or payment obligations, the parties awee to exhaust CITY dispute
resolution procedures prior to filing suit or otherwise pursuing legal remedies. All claims
by OWNER against COUNTY shall be submitted in writing to the Community Services
Department Director for a decision. The decision of the Department Director shall be
issued in writing, and shall be mailed to OWNER. The decision notice shall state the reasons
for the decision reached, and shall inform OWNER ofhis/her appeal rights. The Department
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Director's decision shall be final, unless OWNER files an appeal to the CityManagerwithin ten (10)
business days from the date of the receipt ofthe decision. The City Manager, orhis/her designee,
shall have the authorityto review the appeal and render a final decision within ten (10) business
days from the date of receipt of the appeal. The City Manager's decision will be mailed to
OWNER.
(b) OWNER agrees that he/she will not file suit or otherwise pursue legal remedies based on
facts or evidentiary materials that were not presented for consideration in the CITY's dispute
resolution procedures set forth in subsection (a) above, of which OWNER had knowledge and
failed to present during CITY dispute resolution procedures.
(c) In the event that CITY's dispute resolution procedures are exhausted and a suit is filed, the
parties shall exercise best efforts to resolve disputes through formal mediation before
proceeding to trial. Mediator selection and the procedures to be employed in mediation diall
be mutually acceptable to theparties. Costs of such mediation shall be shared equally among the
parties participating in the mediation.
(d) The venue for any lawsuit shall be the Circuit Court for the 1$d' Judicial Circuit in and for
Seminole County as to State law causes of action and the United States District Court, Middle
District ofFlorida, Orlando Division as to Federal causes ofaction.
Section 22. Amendments. This Agreement may be altered, amended, extended,
modified and/or revised only byawritten instrument subsequently executed bytheparties to this
Agreement.
Section 23. Entire Agreement. This Agreement constitutes the complete, full and
wholly independent agreement among the parties to this Agreement with regard to the matters
contained herein. This Agreement also supersedes all prior representation, statements and
understanding among the parties to this Agreement with respect to the matters and things
addressed herein, either written or oral.
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Section 24. Severability. Should any section or part of any section of this
Agreement be rendered void, invalid, or unenforceable by any court of law, for any reason,
such a determination shall not render void, invalid, or unenforceable any other section or
any part of any section of this Agreement.
Section 25. Notification.
(a) All notices, requests, demands, or other written communications hereunder shall be
in writing and shall be deemed to have been served as of the delivery date appearing upon
the return receipt if sent by certified mail, postage prepaid, with return receipt requested
at the address listed below, or upon the actual date of delivery, if hand delivered, to the
address below. Either party may change the below -listed address at which it receives
written notices by so notifying the other party hereto in writing.
For CITY:
Norton N. Bonaparte
City mer
City of Sanford
Sanford, Florida 32771
For OWNER:
Willie Mae Anderson
1419 S. Bell Street
Sanford. Florida 32771
(b) The parties shall give the other party prompt notice of any material event or claim
coming to its knowledge which directly or indirectly effects the other party.
Section 26. Waiver. No act or omission or commission of either party, including
without limitation, any failure to exercise any right, remedy, or recourse shall be deemed
to be a waiver, release, or modification ofthe same. Suds a waiver, release, or modification is to
be effected only through a written modification to this Agreement.
Section 27. Funding. The source of CITY funding for this Agreement shall be from the
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CDBG funds described in subsection 4(b) hereof. Anything else in this Agreement to the contrary
notwithstanding, CITY shall not be obligated to pay for the repair work on behalf of OWNER as a
result of any act of the executive, legislative, or judicial branches of the State or Federal
governments that results in the loss of CDBG funding or in the express loss or prohibition
of CITY's authorization to uses such funds for services through no fault ofthe CITY.
Section 28. Headings. The paragraph headings are inserted herein for convenience and
reference only and in no way define, limit, or otherwise the scope or intent ofany provisions hereof.
Section 27. Counterparts. This Agreement may be executed in one or more counterparts, each of
which maybe executed by less than all of the parties to this Agreement, but all of which shall be
construed together as a single instrument.
Section 29. Assignment. This Agreement may not be assigned by either party without the
consent of the other, which consent shall be at the sole discretion of the party whose consent is
required.
Section 30. Exhibits. Exhibits to this Agreement shall be deemed to be incorporated into
this Agreement as iffullyset forth verbatim into thebody ofthis Agreement.
IN WITNESS WHEREOF, the parties hereto have executed this instrument on the date
first above written.
WILLIE MAE ANDERSON
Signature of Witness Willie Mae Anderson l
Printed Name o Witness,
Sim dturerof Witrfess
Printed Name of Witness
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STATE OF FLORIDA )
CITY OF SEMINOLE )
I HEREBY CERTIFY that on this day, before me, an officer duly authorized to
administer oaths and take acknowledgments, personally appeared Willie Mae Anderson, and
she acknowledged executing the same in the presence of two subscribing witnesses freely and
11,
voluntarily and she is personally known to me or provided as
identification.
WITNESS my hand and official seal in the County and State last aforesaid this,1�a3'
12018.
(Affix Notary Seal)
-T T ETTE TO RRE , F
4isSION 9 FF10, <y
lay 30.;;_a
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SCOPE OF SERVICES
Reconstruction of 3 bedroom 2 bath home on the West 150 feet of Lot 59,
Block K, map of subdivisions of Blocks G, K & J, town of Goldsboro,
according to the map or plat thereof, as recorded in Plat Book 1, Page (s)
71, of the Public Records of Seminole County, Florida.
Also sometimes described as:
The West 150 Feet of Lot 59, Block K, A.D. Chappell's Subdivision,
according to the plat thereof, as recorded in Plat Book 1, Page 71 of the
Public Records of Seminole County, Florida.
Parcel Identification No.: 36-19-30-515-OK00-0590
CDBG irnmediateNeeds RehabilitationAbreement
Exhibit A
Reconstruction of 3 bedroom 2 bath home.
Project budget: $148,815.00
One Hundred Forty -Eight Thousand Eight Hundred Fifteen Dollars 00/100 ($148,815.00).
Parcel Identification No.: 36-19-30-515-OK00-0590
CDBG Rehabilitation/Reconstructionngreemeiit
reement Exhibit B
EXHIBIT E
SEMINOLE COUNTY CDBG PROGRAM
REHABILITATION STANDARDS
See attached SC standards/
CDBG Rehabilitation/Reconstruction A oreemetit
Exhibit E
SEMINOLE COUNTY
REHABILITATION STANDARDS FOR:
NSP, HOME, CDBG and SHIP
For
New Construction, Re -Construction, and Rehabilitation Projects
I. Funding Sources:
New construction, re -constructs and rehabilitation projects sponsored by the
Seminole County Community Services Department will be funded utilizing one or
a combination of the following funding sources: Community Development Block
Grant (CDBG), HOME Partnership Investment Program (HOME), Neighborhood
Stabilization Program (NSP), and State Housing Initiatives Partnership (SHIP)
Program.
II. General Specifications:
These specifications are designed to cover all areas of the work write-up and
expected levels of quality construction and installation methods executed by the
awarding bid contractor. These specifications are intended to represent items of a
quality level known to meet Seminole County's requirements. While the County
endeavors to provide written specifications that are accurate and non-
restrictive for the purpose of bidding/quoting, they may reference the quality
standards of local, state and federal requirements.
A. Lead Based Paint:
Any home or structure built or erected prior to 1978 will be required to undergo a
lead based paint remediation test. If lead is present, the contractor must follow the
required federal guidelines for lead based paint remediation.
B. Health and Safety:
Contractors will be responsible for recognizing and remediating all obvious safety
hazards in and around the home with regard to construction related issues and
provide detailed analysis of cause and effects. Contractor will provide to Seminole
County Project Manager a written plan of action to repair said hazards as to quickly
minimize harmful effects of such conditions to workers before, during and after
construction and to its occupants upon completion of the rehabilitated project.
Contractor will maintain a clean and safe work site at all times placing all debris in
a containment unit on a daily basis. No materials or construction debris will be
stored in any ill mannered fashion or location not suitable for its contents.
C. Warranty:
Contractors who are awarded bids by Seminole County will be required to supply
and uphold a full written warranty/service agreement on all materials used and/ or
labor performed to install such materials for a period of not less than one year or as
suggested by the product manufacturers installation guidelines. In addition, the
contractor will supply the County with all of the supporting documents for any and
all products used that provide an extended time product replacement guarantee.
All products and/or materials used must be installed per manufacturer's
specifications or requirements for industry standards and recommendations of
accepted practices of quality workmanship and in accordance with all applicable
local and state building code and city ordinance/requirements.
All applicable warranty documents for materials and labor supplied must be
submitted with the request for final payment. Any documents deemed missing by
the County's Project Manager will result in a delay of final payment until such
documents are submitted.
Examples: Fans, appliances, water heaters, HVAC units, light fixtures, roof
shingles, plumbing fixtures, flooring, etc.
D. Permits:
Any and all work requiring a permit for the execution of, will be applied for
completed and obtained by the contractor prior to commencement of any work. This
includes Notice to Owners, Notice of Commencements and Clerk of Court
registered/certified copies of all documents required.
E. Accessibility:
Any individual requiring assistance to enter or exit their own home within Seminole
County will be assisted in making such modifications to the existing structures
access and exit points by a certified contractor. The contractor will comply with
any and all local and state handicap accessibility rules, codes, requirements and
regulations of, for such modifications to be completed.
III. Individual product and material specifications:
A. Minimum Requirements:
All materials used must meet the minimum ANSI "American National Standards
Institute" and/or ASTM "American Society for Testing and Materials" guidelines.
B. Substitutions:
All products and materials listed herein may be substituted with an "equal or
greater" quality product and/or material of "equal or lesser cost" or as is required
by Local, State and Federal codes/ regulations. The manufactured brands stated
herein for certain products will be considered as the basic minimums for quality
expectations by Seminole County used for related projects. All brand names of
materials/ products used by contractors for said projects will be specked out in the
work scope line item bid submittal by the Contractor to clarify the types of fixtures,
components, parts and materials being used for each category electrical, plumbing,
hvac, flooring, building, roofing etc.
IV. Exterior Finishes
Concrete stucco coatings, siding or wood paneling used to repair or replace
damaged areas must meet minimum requirements for thicknesses applied, for their
intended use per manufacturer's installation recommendation and in accordance
with local and state building code requirements.
A. Roofing materials:
All shingle roof replacements will consist of thirty year architectural style
mildew/fungi resistant asphalt shingles regardless of manufacturing brand used. In
addition any roof exceeding its normal life expectancy of ten years for three tab
installations and fifteen years for architectural installations will be replaced to meet
current building code requirements and hurricane wind load expectancies. In
regards to roofing materials and applications of, it will be the contractor's
responsibility to install the proper materials and products required to waterproof any
and all roofs covered, regardless of the existing roof design, drainage pitch
conditions and existing roof materials present. This includes any and all galvanized
flashing materials and seam sealer underlayment's used prior to installation of
asphalt shingle or modified bitumen roofing products.
B. Roof Vents and Lead Boots:
Contractors are responsible for proper roof ventilation systems and products to
include bathroom exhaust fan goose necks and plumbing riser lead boots. It will be
the contractor's responsibility to provide and install the correct applicable product
required for its intended use.
C. Concrete:
Concrete used for patching, repairing or replacing of sidewalks/walkways,
driveways, or interior finish floor applications will meet the minimum requirements
necessary by building code standards depending upon its actual intended use.
D. Driveways and Sidewalks:
Any poured in place concrete flatwork that is severely cracked, shifted, displaced or
uneven to greater than normal acceptable standards must be either repaired or
replaced to maintain safety and or useable functional purposes intended for use.
Examples:
• Cracks greater than one quarter of an inch wide and span distances greater
than two feet in length, etc.
• Uneven and displaced concrete surfaces such as sidewalk to driveway
connections that vary in height may create tripping hazards in excess of one
half inch in height, etc.
Each instance should be evaluated separately and a reasonable determination of
repair or replacement should be made by all parties involved.
E. Paint:
All exterior paint used will be latex base mildew stain resistant twenty year product
warranty or better, regardless of brand used and will be satin or flat base sheen only
for all exterior applications, walls, doors, bands, trims, soffits etc.
F. Lumber:
Any lumber used for permanent applications to build, repair or construct will be of
proper species, size and durability related to its intended use.
Example: Pressure Treated for direct concrete contact, #2Yellow Pine for structural
use, Spruce/ whitewood for cosmetic and non load baring applications, etc.
G. Aluminum screen rooms/ orches
All existing screen rooms, porches, covered patios or carports erected using
aluminum products requiring structural repairs will be done so with the proper
anchors/ tie downs necessary to meet current wind load and building code
requirements. All contractors will be responsible for ensuring the proper permits
and requirements for such work are executed and completed correctly.
H. Garage doors:
Any existing garage door unable to meet current wind load and hurricane required
capacities due to its current condition and is unable to be modified, repaired or
upgraded to meet current hurricane wind load requirements will be replaced to meet
such in its entirety. In most cases an opener will be supplied and installed by the
contractor along with the garage door unless specified differently within the scope
of work.
I. Exterior swing doors:
Any door preserving or protecting the interior contents of and/ or the inhabitants of
individuals will meet current safety, security and hurricane compliant standards.
Any door not meeting these requirements due to severe abuse, damage, distress or
age will be replaced to meet all applicable building codes and quality standard
requirements.
J. Windows:
Any and all windows exceeding normal life span of twenty years and/or operational
ease of use that do not meet current building and safety code requirements or means
of egress requirements will be replaced. New windows installed will be either vinyl
or aluminum framed with LOW -E energy efficient glass and will be required to
meet all current code requirements regarding- egress, hurricane wind born debris,
accessibility and minimum Energy Star Rated classifications. All new windows will
be installed using manufacturer's installation specifications approved by the local
and state building code requirements.
K. Soffit and Fascia:
Any soffit or fascia damaged beyond repair will be replaced with similar existing
materials as to aluminum or vinyl products and will match as closely as possible in
color to the existing or currently installed. If current materials cannot be matched
then a suitable equal to or better material will be acceptable and applied to the
affected area. In some cases more than just a specific area may have to be replaced
in full if there is no suitable termination point, but this will be determined and
approved of on a case by case basis and specified within the scope of work
documents.
L. Pressure Washing:
All exterior surfaces will be power washed clean whether it is a painted surface
body or not. For example: Driveways, sidewalks, patios, porches, eves, soffits,
carports etc.
V. Interior Finishes
A. Lumber:
Any lumber used for temporary or permanent applications to build, construct, or
brace will be of proper species, size and durability related to its intended use.
B. Drywall/ Durrock:
All interior wall coverings will consist of 1/2" thick gypsum wall board over properly
installed wood framed structures for walls and ceilings. Any wet areas located in
bathroom showers/tub locations needing repairs or replacement of, will be done so
using Durrock concrete wall board as a sub -straight for tile installations.
C. Drvwall finishes:
Finish textures to any interior surface will consist of either popcorn or knockdown
appearance for all ceiling applications and orange peel texture to all interior walls.
Other finishes may be used if existing patterns differ from those specified within the
home. All patches, repairs and texture finishes applied to match existing areas must
do so as closely as possible for an overall acceptable finish and appearance.
D. Paint:
All interior paint used will be latex base mildew stain resistant twenty year product
warranty or better, regardless of brand used. All bedrooms, closets, kitchens,
interior garages, hallways, storage rooms and main living areas will be painted with
flat or satin sheen base products. All doors, casings and bathroom walls will be
painted with semi -gloss enamel products only.
E. Tile:
All wet areas (foyer entry, kitchen, and bathrooms) will consist of tile.
F. Interior Doors:
Pre -hung hinge operated two panel hollow core pre -primed swing doors to
coordinate with directional swing of existing door to be replaced. Bi -fold track and
hardware guided closet doors two panel hollow core pre -primed paint grade.
G. Cabinets:
All cabinetry, kitchen or bathroom, shall be made with solid wood frame and doors.
Vanity tops will be one piece cultured marble vanity top with built in sink and
overflow protection. An alternative option, would be plywood base flat laid
Formica Laminate with a 4" high backsplash.
Kitchen countertops will be plywood base flat laid Formica Laminate with a 4" high
backsplash.
VI. Plumbing
For reconstruction projects, the following plumbing components shall be provided:
Domestic hot and cold water lines, water heater, drain waste and vent systems,
clothes washer and waterline connection for refrigerator. Re -pipes will consist of
CPVC, COPPER or PEX water lines installed in accordance with manufacturer
recommendations and current local building codes.
A. Exterior Applications:
All trenches shall be properly filled and compacted to ground level and covered
with sod or seeding as necessary.
B. Waste connections:
Shall be checked and repaired if necessary from the main waste connection at the
home to the city sewer lateral and or septic system.
Re -pipes for the main water line from utility meter to the house will consist of 3/4
PVC pipe. New pipe installed shall be thermo-insulated in all unconditioned
spaces.
All penetrations through walls and cabinets must have escutcheon plates on them.
Drains must be snaked out and free of blockage, all drains must be working
properly at time of final inspection.
All fixtures must be white unless the majority of existing fixtures not being replaced
are a different color, and then the fixtures will be matched to the existing.
C. Interior Applications:
CPVC or PEX pipe for all interior supply line replacements or repairs
PVC pipe for all waste drains and vent lines.
F. Faucet Fixtures:
All plumbing fixtures for kitchen and bathroom sinks will be single lever Moen
brand products or equal to or better than specified herein and meet handicap
approved requirements.
G. Shower valves:
Must have anti -scald guards at all tub/showers.
H. Sinks:
All bathroom sinks will be American Standard equal to or better oval shaped single
bowl self rimming drop in with built in overflow. Kitchen sinks will be American
Standard stainless steel dual basin 60/40 split drop in twenty gauge thickness with a
minimum S" depth with retractable spray nozzle fixture equal to or better than.
I. Food Waste Disposer:
Insinkerator brand 3/4 horse quiet system electric power operated equal to or better.
J. Tubs/Toilets:
All toilets must be American Standard brand quality- equal to or better and be a
minimum of 1.6 gal. Low flow flush capacity. All tubs will be Americast brand
quality equal to or better.
K. Water Heater:
Shall meet minimum energy star rating (88% efficiency) with a size of no less than
40 gal minimum quick recovery system.
VII. HVAC
Any unit older than eight years of age not meeting the minimum current
energy star rating will be replaced.
Provide ventilated air conditioning heating and cooling system with proper
thermostat controls, copper lines, condensate pumps, duct dampers, vents, return air
vent system and exterior unit base pad with security grate cover.
All units are to be minimum fifteen seer energy star rating equal or better and must
be installed in accordance with manufacturer's specifications. Size and layout must
be approved by the building department and heat pumps are to meet the approved
energy code requirements.
Air handlers are to be installed on a sealed wood platform with return air vent
circulation box in the wall below the unit.
All attic duct work must be minimum R-6 energy rated and be of new flexible air
duct material installed, sealed and supported per code requirements.
All fresh air supply vents will have adjustable/ directional fins on them.
Exhausts fans for bathrooms will be ducted to exterior and possess a minimum of
90 cfm rating.
Dryer vents will be ducted to exterior only. Whereas kitchen vents may be left
direct recirculation if existing systems are already in place, otherwise exterior
ventilation is preferred.
VIII. Electrical
All fixtures must meet minimum energy star rating.
The following units must be installed, present and working properly- switches,
outlets, breakers, smoke detectors for bedrooms and hallways with 9volt battery
backup, TV cables, phone lines, light fixtures, fans, doorbells, dryer and range
boxes, properly functioning GFI receptacles in all wet areas and approved
weatherproof boxes for exterior applications.
Contractors will verify all main disconnect panels are operating properly and
without any safety hazards or concerns to both interior and exterior panels including
A/C disconnects.
All lights will have energy star rated bulbs.
All fans will have light kits on them.
All flood lights will have motion detectors and light sensors to meet energy saving
requirements.
IX. Appliances
All appliances must meet the minimum energy star rating allowable and be of at
least GE appliance quality standard equal or better. All appliances will be installed,
connected and service ready.
Refrigerator will be minimum 18 cubic feet.
Range will be 30" wide free standing electric with anti -tip bracket installed.
Range hood/ microwave will be direct vent or recirculating depending on the
existing system setup.
Washer, dryers and dishwashers will also be included.
COMMUNITY SERVICES DEPARTMENT
COMMUNITY DEVELOPMENT DIVISION
NOTICE OF RIGHT OF RESCISSION
CUSTOMER NAME: Willie Mae Anderson
Customer Amount Security: $ 142,695.00
PROPERTY ADDRESS: 1419 S Bell Street Sanford FL 32771
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NOTICE TO CUSTOMER REQUIRED BY FEDERAL LAW
Today, April 12, 2018, you have entered into a transaction which may result in a lien, mortgage
or other security interest on your home. Federal Law provides you with the right to cancel this
transaction, if you so desire, without any penalty or obligation at any time within three business
days from the above date or the date on which all material disclosures required under the Truth in
Lending Act have been given to you. By canceling this transaction, any lien, mortgage or other
security interest on your home resulting from this transaction is automatically void. Any down
payment or other consideration you may have tendered on entering this transaction must be
refunded to you in the event you cancel. If you desire to cancel this transaction, you may do so by
notifying the following party:
Seminole County Government
Community Assistance Office
534 West Lake Mary Boulevard
Sanford, Florida 32773
by mail or telegram sent by midnight April 12, 2018, or by any other form of written notice
delivered to the above address no later than midnight April 16, 2018. Please acknowledge your
receipt of this notice by signing the form indicated below.
ACKNOWLEDGMENT OF RECEIPT OF NOTICE
Each of the undersigned hereby acknowledges the receipt of two completed copies of the Notice
of Right of Rescission.
Customer's Signature
Customer's Signature
Date
Date
,